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15 Outstanding American National Banks.

Best of America bank

Hello friends, if you are a resident of America City, then today we have brought information about the banks there. If you want to open your account in any bank. And you don’t understand. Which is the best bank for you in America. Where you can open and manage your account with your facilities, as well as you can get all the facilities there. So let’s know. Through our article, 15 such top 15 banks which have been successful in providing customer convenience in the best works in 2022.

With nearly 5,000 institutions covered by the FDIC, the United States has more banks than any other nation.

Local banks and credit unions have their own advantages, but for convenience, broad customer service, and peace of mind, most Americans choose to use a national bank.

Nevertheless, choosing the right bank can be overwhelming given the abundance of possibilities.

15 Outstanding American National Banks

There will be advantages and disadvantages to each bank. The “best” option for you will ultimately depend on your banking demands and financial objectives.

To assist you in locating the best bank for your particular needs, we have chosen our list based on a number of crucial factors.

The top national banks for 2022 are listed below.

  1. Chase Bank

One of the biggest banks in the country, Chase Bank is one of our top recommendations for national banks. More than 4,700 physical branches, 16,000 ATMs, and a well-liked mobile app will all be available to you. You can also easily skip both with this app.

635804076057804575-5674c75c3111c42e840f6a7067000c2115 Outstanding American National Banks

Although their rates aren’t outstanding, like those of the majority of national banks, their range of products makes it simple to conveniently bank in one location.

Additionally, no one can compete with Chase Bank in terms of bank bonuses and benefits.

They frequently provide new banking customers with sign-up bonuses that are accessible nationwide.

Additionally widely recognised are Chase’s sign-up bonuses for credit cards and the numerous credit card options available to customers.

Number of Branches: 4,700+
Number of ATMs: 16,000
Interest on Savings: 0.01% APY
Interest on Checking: 0.01% APY

2021 J.D. Power National Banking Satisfaction Score: 663

BBB Grade: A+
Apple iOS: 4.8 based on 4.4M ratings
Google Play: 4.4 based on 1.8M ratings

  1. Discover Bank

  2. Contrary to popular belief, Discover Bank is more than just a credit card provider.

Discover functions as an online bank and provides a wide range of personal banking products, such as loans, MMAs, CDs, retirement accounts, and checking and savings accounts.

The fees Discover charges are what really sets them apart.

You will never be charged a monthly maintenance fee, overdraft fee, or insufficient funds fee for a Discover Online Banking account.

For people who would want to earn cash back on debit transactions instead of with a credit card, Discover also offers one of the few rewards-earning debit cards. You can make up to $360 a year with it.

Despite being an online bank, Discover still owns and runs The Greenwood Trust Company’s original branch in Delaware (which they bought in 2000), making it the bank’s only physical location.


Number of Branches: 1
Number of ATMs: 60,000
Interest on Savings: 3.00% APY
Interest on Checking: No
2022 J.D. Power Direct Banking Satisfaction Score: 715 (First Place!)
BBB Grade: A+
Apple iOS: 4.9 based on 3.7M ratings
Google Play: 4.7 based on 260k ratings

  1. Bank of America

In 1998, NationsBank and BankAmerica merged to form Bank of America, which has since grown to be the second-largest bank in the nation and accepts more than 10% of all deposits.

More than 4,100 physical branches and 17,000 ATMs are available through BoA. You can depend on a comprehensive banking relationship that fulfills all of your fundamental banking needs, just like the other members of the Big Four.

BoA has one of the top financial mobile apps accessible and is gradually entering the internet banking market. Actually, J.D. Bank of America came in first place in Power’s 2021 Banking Mobile App Satisfaction Study, receiving an 871 rating.

Additionally, they have a large staff of customer service agents. Their phone lines are accessible seven days a week if you require assistance. Support is also available via online chat and Twitter.

Number of Branches: 4,100+
Number of ATMs: 17,000
Interest on Savings: up to 0.04% APY
Interest on Checking: up to 0.02% APY
2021 J.D. Power National Banking Satisfaction Score: 645
BBB Grade: A+
Apple iOS: 4.8 based on 3.8M ratings
Google Play: 4.6 based on 1M ratings

  1. Citi

    The final of the Big Four, Citibank N.A., has the highest annual percentage yield (APY) on a personal savings account, making it somewhat of an outlier from the others.

The Citi® Accelerate Savings account advertises a standard APY of 3.25% and only requires a minimum balance of $1 to earn it. However, it is only available in specific markets.

Citi is a good choice for city inhabitants because it is headquartered in New York City and the majority of its branches are centered in significant U.S. metropolitan areas.

Like Chase, Citi is renowned for providing sign-up bonuses almost all year long. However, Citi promotions are distinct because they are frequently tired.

Most individuals can qualify for the offers because of their minimal requirements, but even better, Citi will give you a huge incentive if you can meet the strictest conditions, which typically call for a sizable down payment.

Number of Branches: 961
Number of ATMs: 60,000
Interest on Savings: 3.25% APY
Interest on Checking: 0.03% APY
2021 J.D. Power National Banking Satisfaction
Score:. 648 (+17 points compared to 2020)
BBB Grade: F
Apple iOS: 4.9 based on 3.1M ratings
Google Play: 4.7 based on 900k ratings

  1. PNC Bank

PNC Bank, headquartered in Pittsburgh, has 2,300 locations in 21 states, making it one of the largest national banks in the nation.

Additionally, PNC completed the $11.5 billion acquisition of BBVA in June 2021, expanding its presence into previously untapped territories, particularly in the Southwest.

The most exciting thing that PNC provides is a collection of accounts dubbed Virtual Wallet. The same bundle includes checking, short-term savings, and long-term savings accounts.

The Reserve account serves as a backup checking account and is used for short-term savings. Reserve has a low APY and is designed to be used for savings for upcoming expenses as well as emergency finances.

The long-term savings account in the virtual wallet is called Growth. Balances over $2,500 would still only earn up to 0.03% even after completing the Relationship Return requirements.

when it used to be a reliable HYSA choice with a very competitive rate. It remains to be seen if the Fed’s continuous rate increases will be beneficial in this situation.

Number of Branches: 2,700

Number of ATMs: 18,000
Interest on Savings: 1.00% APY
Interest on Checking: up to 0.05% APY
2021 J.D. Power National Banking Satisfaction Score: 684 (Second Place!)
BBB Grade: A+
Apple iOS: 4.8 based on 1.2M ratings
Google Play: 4.4 based on 210k ratings

  1. Capital One

Despite having some branch locations in the Northeast and some regions of the South, Capital One is mostly an online bank. Additionally, they have one of the top banking apps.

Overall, Capital One provides a strong personal finance platform with a number of account options, credit cards, and investment products.

According to the J.D. Capital One ranked first in the Power National Banking Satisfaction Study with a score of 692. High APYs, transparently low fees, and an easy-to-use online banking interface all played a role.

Capital One has a few advantages to make up for their lack of branches, in addition to the focus on customer pleasure and the reliable app that makes it simple to self-service the majority of banking operations.

Second, Capital One and CVS have joined to provide customers with more convenient access to cash deposits than their branch network otherwise would.

You can deposit up to $999 in cash into your account each day at any CVS shop using the Add Cash in Store function of their app. But bear in mind that you can only make 5 transactions per month. But it’s simple to accomplish. Simply sign into your mobile app, enter the amount you wish to deposit, then present the barcode to the CVS cashier to receive an confirmation and can use your money in minutes.

Number of Branches: 325
Number of ATMs: 70,000
Interest on Savings: 3.00% APY
Interest on Checking: 0.10% APY

2021 J.D. Power National Banking Satisfaction Score: 692 (First Place!)
BBB Grade: A
Apple iOS: 4.9 based on 5.7M ratings
Google Play: 4.6 based on 1.4M ratings

  1. TD Bank

    In many ways, TD Bank satisfies the claim that it is “America’s Most Convenient Bank.”

TD Bank was the top-rated national bank in 2019 for customer satisfaction in J.D. Power’s extensive study of banking customers’ experiences. TD Bank had the greatest ratings in the study for convenience, branch service, and online banking satisfaction.

However, in the more recent 2021 assessment, TD fell a few spots, currently ranking third, yet the majority of its customers continued to view them favorably.

Number of Branches: 1,100+
Number of ATMs: 700
Interest on Savings: up to 0.05% APY
Interest on Checking:. No
2021 J.D. Power National Banking Satisfaction Score: 673
BBB Grade: B+
Apple iOS: 4.8 based on 245k ratings
Google Play: 4.3 based on 80k ratings

  1. US Bank

    The fifth-largest bank in the country, U.S. Bank, has close to 500 locations in California. You won’t ever have to worry about getting in touch with your bank if you have a problem thanks to the availability of 24/7 phone service.

U.S. The West and Midwest are mostly where the Bank has locations. US Bank doesn’t have a presence on the East Coast, with the exception of Florida and North Carolina.

However, its mobile app receives high user ratings (and ranked among the top 10 in JD Power’s most recent mobile app satisfaction research), so you should have a good time using it on a daily basis.

Good things about the U.S. There are numerous account options at banks.

They provide five savings accounts, five checking accounts, and speciality CDs including the Trade Up CD, which has a one-time rate increase, and the Step Up CD, whose rates climb once every seven months.

Also higher than most major national chains are their CD rates. Chase, for instance, provides rates up to 0.05%. Unlike the U.S. a bank has a 3.00% APY top CD rate.

American large banks are concerned. Bank is a perfect fit for the group.

Number of Branches: 2,200+

Number of ATMs: 4,700
Interest on Savings: 0.01% APY
Interest on Checking: Nnn0.01% APY
2021 J.D. Power National Banking Satisfaction Score: 663
BBB Grade: A+
Apple iOS: N4.8 based on 1.3M ratings
Google Play: 4.7 based on 340k ratings

  1. Wells Fargo

In the past, Wells Fargo held the distinction of having the most physical locations among banks in the nation.

Wells Fargo was difficult to top if you were looking for a typical banking experience with tellers, consultants, and free lollipops for your kids.

However, they have recently been closing doors; hundreds do so annually.

Fortunately, they have established a strong mobile banking infrastructure.

The services provided by Wells Fargo are extensive, including bank accounts, credit cards, loans, retirement planning, and asset management.

The services provided by Wells Fargo are extensive, including bank accounts, credit cards, loans, retirement planning, and asset management.

Although the bank has recently made efforts to improve its client experience with upgraded technology and new consumer-friendly policies, account selections are quite normal for a large bank and don’t particularly stand out in any manner.

Wells Fargo is one of the “Big Four” American national banks, along with Bank of America, JPMorgan Chase, and Citibank.

Number of Branches: 4,800+
Number of ATMs: 12,000
Interest on Savings: up to 0.02% APY
Interest on Checking: 0.01% APY
2021 J.D. Power National Banking Satisfaction

Score: 628 (+16 points compared to 2020)
BBB Grade: NR
Apple iOS: 4.8 based on 7.2M ratings
Google Play: 4.7 based on .

  1. CIT Bank

Officially merging with First Citizens Bank is CIT Bank, formerly the CIT Group’s online-only banking arm.

For the time being, CIT, CIT Bank, and OneWest Bank will carry on as usual as First Citizens Bank divisions. Customers of CIT Bank must therefore continue to visit CITIBank branches in order to create new accounts with the bank directly.

However, when First Citizens’ systems and operations are modernized over time, the CIT brand is probably going to be phased out.

Standard checking and savings accounts are available from CIT Bank. When it comes to money market accounts and certificates of deposits, the bank really shines (CDs).

You will have access to one of the highest interest rates possible with a CIT Money Market account (which is currently over seven times the national average).

Additionally, you only need $100 to start a eChecking account with CIT. You can get an APY of up to 0.25% with this account.

CIT does not charge any ATM fees, and they will reimburse you up to $30 per month for fees incurred at ATMs that are not part of their network.

Number of Branches: 84
Number of ATMs: 0, but reimburses $30/mo in ATM fees

Interest on Savings: 3.60% APY
Interest on Checking: up to 0.25% APY
2022 J.D. Power Direct Banking Satisfaction Score: 638

BBB Grade: A-
Apple iOS: 4.6 based on 7k ratings
Google Play: 3.3 based on 2k ratings

  1. Ally Bank

    In the past few years, there have been an increasing number of online banks, and Ally Bank routinely rates among the best. An online-only bank can be the perfect option for you if you don’t feel the need for a physical facility.

The key advantage is that consumers typically receive better interest rates and reduced fees as a result of online banks’ lower overhead (no facilities, fewer workers, etc.).

The APYs offered by Ally Bank are among the highest in the industry. Additionally, you won’t pay any monthly maintenance charges or incur penalties for falling short of a minimum balance.

Making deposits with Ally can be a little challenging, but that is the only major drawback. Cash cannot be deposited and checks must be deposited via the app or the mail. Consider a more conventional solution if your employer doesn’t offer direct deposit or if you receive cash payments.

Number of Branches: 0
Number of ATMs: 43,000
Interest on Savings: 3.00% APY
Interest on Checking: up to 0.25% APY

2022 J.D. Power Direct Banking Satisfaction Score: 709 (Third Place!)
BBB Grade: C
Apple iOS: 4.7 based on 45k ratings
Google Play: 3.9 based on 24k ratings

  1. Truist

In 2019, SunTrust and BB&T merged to establish Trust, which has more than 10 million clients and is now the sixth-largest bank in the United States.

By promising to “lend or invest $60 billion to low- and moderate-income and minority borrowers” from 2020–2022, they position themselves as being community-focused.

After almost two years, new users can now create accounts under the Truist name.

The checking account with interest-bearing benefits offered by Truist is called Premium Rewards.

It provides a “debit” card that earns Delta Skymiles (though it also has an annual fee that starts at $95, dropping to $25 if you have an account balance of $100,000 or $0 if you’re a client of Truist Wealth), and Truist credit card holders get an extra 10–50% reward on their purchases as a loyalty benefit.

There is a $20 monthly cost for Premium Rewards, but there are a number of methods to avoid paying it, such as having a loan or credit card with them or having $3k in direct payments.

Number of Branches: 2,100+

Number of ATMs: 2,100+

Interest on Savings: 0.01% APY
Interest on Checking: No

2021 J.D. Power National Banking Satisfaction Score: 636
BBB Grade: A+
Apple iOS: 4.6 based on 300k ratings
Google Play: 4.3 based on 46k ratings

  1. Huntington Bank

Even though Huntington Bank is arguably one of the less well-known banks on this list, they are still a good choice, particularly if you reside in the Midwest.

The Asterisk-Free Checking account from Huntington is a straightforward account that streamlines checking. You won’t be charged a monthly service fee or be required to maintain a minimum balance as an account holder.

Although the savings and CD rates are somewhat modest, the bank’s customer service is top-notch, and its mobile app is well-liked.

Although the savings and CD rates are somewhat modest, the bank’s customer service is top-notch, and its mobile app is well-liked.

Regarding overdraft fees, Huntington has some room for improvement. You do have a window of 24 hours under overdraft protection to bring your account back in the black before fines start to accrue. If you miss that window, Huntington charges some of the highest overdraft fees in the industry.

Number of Branches: 1,200+
Number of ATMs: 1,700
Interest on Savings: up to 0.06% APY
Interest on Checking: No
2022 J.D. Power Retail Banking Satisfaction Score: 701 (North Central Region)
BBB Grade: A+
Apple iOS: 4.8 based on 200k ratings
Google Play: 3.3 based on 36k ratings

  1. nbkc

    With only four locations in Kansas City,nbkc The National Bank of Kansas City () is a top-tier neighborhood bank. However, the bank also provides a superb internet platform.

The Everything Account,(nbkc) which combines checking and savings into one account, is a novel approach to personal banking. In essence, you have all the functionality and adaptability of a checking account along with the possibility of earning interest from a HYSA.

There is no minimum balance requirement, no overdraft fee, and no maintenance fee for the Everything Account. Additionally, you will receive interest on your deposits.

Additionally, provides choices for commercial accounts and mortgages. The bank’s
(nbkc )website is very user-friendly and includes a tool that aids in money management and wise financial choices.

Number of Branches: 5

Number of ATMs: 37,000

Interest on Checking: 1.01% APY

J.D. Power National Banking Satisfaction Score: N/A
BBB Grade: A+
Apple iOS: 4.5 based on 550 ratings
Google Play: 4.2 based on 420 ratings

  1. Barclays

    In a few areas, Barclays Bank stands out on this list. First off, Barclay’s only offers CDs, credit cards, and savings accounts; checking accounts are not offered. Second, the bank’s headquarters are not in the US.

Barclays, which has its headquarters in London, is the greatest choice for international travelers who require access to foreign financial services.

Barclays has 12 facilities in the United States, although all of them are reserved for investment services.


Friends, today through our article, we have given you information about 15 such banks in America which along with their facilities provide good service to the customer. So that the customer remains satisfied.

Thank you for reading our website and articles, in the coming time we will continue to bring you more information about finance loans etc. If you have any question related to bank, then you can ask in the comment section.

How did you like our article, do tell us in the comment section, your small effort will help us to move forward, so do not forget to share and like our article, thank you.


Who is the number 1 Bank in America?

JPMorgan Chase & Co.

What is the largest bank in the U.S.?

Chase, part of JPMorgan Chase & Co., i.

Why is Bank of America the best?

Unparalleled accessibility with over 4,300 branches and 17,000 ATMs.

Which bank is in all 50 states?

At the moment, there are no banks that operate branch locations in all 50 states.

Do rich people use Bank of America?
The programme is only open to persons who have at least $3 million in liquid assets.
American Bank (Private Bank)

Why is Chase better than Wells Fargo?
For the majority of clients, Chase is a superior choice because it has 4,000 more ATM locations than Wells Fargo, lower fees, and a greater selection of welcome bonuses.

Does Bank of America charge a monthly fee?
The $12 monthly maintenance charge for the Bank of America Core Checking Account is eliminated if you receive at least one $250 direct deposit each month or keep a daily balance of at least $1,500.

How do I avoid Bank of America fees?
one qualifying direct deposit of $250+
Maintain a $1,500 minimum daily balance.
Are enrolled in Preferred Rewards.

Does Bank of America give high credit limits?

Research indicates that the Bank of America® Unlimited Cash Rewards credit card offers the highest credit limit — $95,000.

What is a very high credit limit?

A high-limit credit card typically comes with a credit line between $5,000 to $10,000.

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