Skip to content

Best Bank Of America Student Credit Card in 2022

Best Bank Of America Student Credit Card

If you are a student and planning to get a credit card and searching online here and there to gather information then you came to the right place, here in this article we have provided some of the best student credit cards from the bank of America that suits your need.

Bank of America student credit cards is aimed at assisting students in cultivating solid credit behaviors that may be utilized to lay the groundwork for prosperous retirement savings. We provide undergraduate credit cards with a range of advantages, including cash back, vacation incentives, and a cheaper cost of borrowing. Apply online right away for a Bank of America® credit card to young students to understand more than using our price comparing site.

The best student credit cards from Bank of America

Throughout university, using a Bank of America student credit card is a terrific approach to commence establishing credit and saving money. There are numerous options for Bank of America student credit cards, but none of those include interest charges.

Best Bank Of America Student Credit Card

 However, all are accessible to university students, including those without credit reports. In addition, the majority of BofA college credit card payments provide points on all purchases, 0% APRs, or both. And probably most significantly, every one of those cards will submit quarterly credit card records to the three main credit bureaus. That essentially states that if you make your payments every month each month, overall credit will improve.

The highest quality student credit cards from Bank of America.

The undergraduate credit cards from Bank of America are excellent, and it’s rarely a smart decision to only consider deals from one provider. 

Personalized Cash Back Rewards Credit Card for Students from Bank of America

3% money rebates on expenditures in your preferred category, 2% cash back rewards at supermarkets and commercial clubs (on the first $2,500 in combination products purchased at supermarkets and wholesalers groups each quarterly), and 1% cash back on every other transaction. Gas, food, travel, pharmacy shops, internet purchases, and household goods are some of the sections you may choose from. You will need to use Net Banking or utilize the Mobile Banking application if you want to modify your selection categories for upcoming transactions. It may be modified once per month, or you can leave it alone and it won’t alter.

$200 in digital cash bonuses after spending $1,000 during the very first 90 days of the initial accounts.

Good Deal: 0% Introductory APR for products purchased before your initial 18 billing cycles in addition to any debt transference done within the initial 60 days of their program establishment. When the introductory APR offer expires, a fluctuating APR that ranges from 16.99% to 26.99% will take effect. All current accounts are subject to a 3% charge (minimum of $10).

Credit-Card-Rewards-

When used wisely, a credit card may help you establish a credit score, which may well be beneficial when searching for a position, accommodation, or even a vehicle loan. Free access to your FICO® Score is available through either mobile wallet or internet payments.

Pros

  • No charge for a subscription
  • Buys have a 0% introductory APR.
  • APR on money transfers is 0% at first.
  • the high pace of prizes

Cons

  • limitations on incentive spending
  • foreign transaction charge

Bonuses Information 

Digital promotion: $200 reward in currency rewards following completing at minimum one transaction of $1,000 within the initial ninety days of user registration.

Receive an automated 2% reward points at major supermarkets and reselling clubs on the first $2,500 in the consolidated preference category/grocery store/wholesale club buying and selling also every fraction, as well as 3% cashback offers inside this classification of your preference (gas, internet ordering, drug stores, home renovation & fixtures and fittings, dining, or travel).

  • Earn 1% reward points indefinitely on those other purchases.
  • If you have $25 of these in cash rewards, you may cash them in there for cashback rewards, a check, or an online transaction into a bank or retirement account with Bank of America®.
  • Fully automated rewards are given out and never expire.
  • For credit cards done 60 days after account establishment, there is a 0% promotional APR for 18 months.
  • Benefits for protection include the option for printable statements, fraud tracking, and a $0 responsibility assurance, including overdraft insurance.
  • Add your cards to your phone and take advantage of the ease of utilizing Apple Pay®, Google PayTM, or Samsung Pay to shop and make payments in person or through an app.
  • You can manage your money more effectively using online payments, text or email reminders, and message banking’s easy accessibility to your login information.

BankAmericard® Graduate Credit Card

BankAmericard for Students, which offers 0% promotional APRs on both major expenditures and debt transferring during the initial 21 months when the profile is active, is the top student credit card for refinancing in 2022. It’s also $22 less expensive than a typical credit card because there is no additional charge.

 

Pros

  • No charge for membership
  • Buys have a 0% introductory APR.
  • APR on money transfers is 0% at first.
  • Obtain eligibility with little or no payment history

Cons

  • foreign transaction charge

Bonus Information

  • For money transfers submitted after 60 days of account establishment, there is a 0% promotional APR for 21 months.
  • Benefits for protection include the option for digital statements, fraudulent surveillance, and a $0 responsibility assurance, including overdraft insurance.
  • You can manage your money more effectively using mobile payments, text and email notifications, and text banking’s instant access to your payment information.
  • Add your card onto your phone and take advantage of the ease of utilizing Apple Pay®, Google PayTM, or Samsung Pay to shop and make payments in-person or through an app.
  • Free access to your FICO® Score is available through either mobile banking applications or internet payments.

 

Credit card from Bank of America® with Limitless Reward Money for Students

Earn limitless 1.5% reward points on all transactions, with no cap on how much you may earn and therefore no expiration date for your cash returns.

$200 in virtual cash bonuses after spending $1,000 throughout the first 90 days of starting your account.

New Deal: 0% † Intro APR for products purchased during your first 18 billing periods as well as any debt moves done within the initial 60 days following your program establishment. After then, a dynamic APR between 16.99% and 26.99% will be in effect. All cash withdrawals are subject to a 3% charge (minimum of $10).

When used wisely, a credit card may assist you in establishing a payment history, which may be beneficial when applying for a job, housing, or even a vehicle loan.

Bonus Information

  • For credit cards submitted after 60 days of bank establishment, there is a 0% introductory APR for 21 months.
  • Benefits for protection include the option for automated statements, fraudulent monitoring, a $0 responsibility assurance, and overdraft insurance.
  • You can manage your money more effectively using mobile payments, text or email notifications, and message banking’s immediate access to your login credentials.
  • Add your card to your phone and take advantage of the ease of utilizing Apple Pay®, Google PayTM, or Samsung Pay to shop and make payments in person or through an app.
  • Free access to your FICO® Score is available through your mobile banking application or electronic transfers.

Bank of America® college student Travel Rewards Credit Card

Acquire endlessly You receive 1.5 credits for just about every $1 you pay on any items purchased anywhere, at any moment, and your points never expire. And without any ban dates, utilize your card to schedule your vacation however and wherever you choose, then pay yourself back with cashback rewards for transportation and eating expenses.

Bank of America® college student Travel Rewards Credit Card

After spending at least $1,000 within the initial 90 days of your user registration, you’ll get 25,000 extra points electronically.

New Deal: 0% intro APR on products purchased during the first 18 billing periods anywhere on any account information transmitted throughout the first 60 days of the user registration. When the introductory APR offer expires, a fluctuating APR that ranges from 16.99% to 26.99% will take effect. All cash withdrawals are subject to a 3% charge (minimum of $10).

Rewards Specifics Online advancement: Spend at least $1,000 in expenditures during the first 90 days of establishing your credit to receive 25,000 extra credit, payable for a $250 balance transfer against travel and dining expenses.

  • Earn 1.5 credits for each dollar invested on all other transactions and 3 awards for net transactions somewhere at Bank of America Travel Service.
  • There is no cap on the overall amount of points you may accumulate, and they never expire.
  • Spend tickets for cashback rewards at restaurants, especially takeaway, to pay for meals, lodging, package tours, cruises, rental cars, or bag fees without limits or blackout dates.

The Conclusion

Today, through our article, we have tried to give you complete information about the best banks of America student credit cards, so that you can get help selecting the best credit card according to your need. We hope that our article will save you time and you can make your decision carefully.  Do not forget to share our article with your friends and family members, your small effort will help us move forward, and stay connected to our website. Thank you.